6465 Whirlwind Dr Colorado Springs, CO 80923
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About this home
Welcome to this cozy south facing two-story home tucked away in a nice and quiet cul-de-sac offers a safe and serene place to live and raise a family. Due to its south facing orientation, you'll never have to worry about iced up driveways or sidewalks! It is close to several schools and a beautiful park with trails. Inside, you’ll find vaulted ceilings and abundant natural light throughout the main living area, creating an airy and inviting atmosphere. The spacious kitchen features stainless steel appliances, ample cabinet storage, and a functional layout ideal for everyday living and entertaining. Multiple living and dining areas provide versatility for gatherings, hobbies, or work-from-home needs, while the upper level includes generously sized bedrooms and a private primary suite. Heated floors in the living room keep your feet warm in the winter! Outside, enjoy a large fenced backyard and mature trees, a stamped concrete patio, brand new shed, firepit, and doghouse for your pets. The current owner upgraded the home significantly, to include: -NEW roof -NEW paint inside and out -NEW windows with a lifetime transferable warranty -NEW blinds on all windows -NEW light and water fixtures throughout -NEW stamped concrete patio -NEW shed to store all your gardening tools -NEW insulated garage door to keep your garage warm in the winter -NEW garage door opener with remote functionality -NEW kitchen granite countertops -NEWLY resurfaced and repainted cabinets -NEW carpet upstairs in all bedrooms -NEW smart thermostat system with remote functionality -NEWLY wired with security cameras all around to ensure peace of mind (can easily be taken down if desired)
Source: PPMLS #8742453
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.