64673 Pinehurst Cir Desert Hot Springs, CA 92240
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About this home
Back on the Market and Opportunity rarely knocks twice. Welcome home to Mission Lakes Country Club in Desert Hot Springs, where your dream home awaits, nestled in the heart of the desert just steps away from a premier golf course. This beautifully maintained 4-bedroom, 3-bathroom residence perfectly blends comfort and style with a private backyard oasis to enjoy year-round. As you enter, you'll immediately be greeted by an open, airy floor plan that allows natural light to fill every room, creating a warm and inviting atmosphere throughout. The spacious living room features a cozy fireplace, ideal for relaxing or entertaining guests. The kitchen, with its convenient breakfast bar and ample counter space, seamlessly flows into the dining area, making it the perfect space for family gatherings or dinner parties. Tile flooring extends throughout the home, adding to its modern, low-maintenance appeal. The generously sized bedrooms offer plenty of space, with spacious closets in each room to keep everything organized. The master suite is a peaceful retreat, offering a tranquil atmosphere with plenty of room to relax and unwind. Step outside to the backyard, which is truly an entertainer's dream. Enjoy a covered patio and plenty of space for outdoor dining or lounging by the pool. Whether you're hosting friends or simply soaking in the stunning desert sunsets, this backyard offers the perfect setting for it all. Additional features include a bright sunroom located at the front of the home, just off the living room, offering the perfect space to enjoy the surrounding desert views. A partially covered private front patio provides even more outdoor living space, while the 2-car garage with laundry connections adds both convenience and storage. This home is move-in ready and waiting for its next owners to make it their own! Mission Lakes Country Club is a low-HOA community with incredible amenities. Owners with two on title enjoy unlimited golf on the Ted Robinson-designed 18-hole championship course. Additional amenities include a year-round heated pool and spas, a restaurant, snack bar, pro shop, tennis courts, and a fitness center. The HOA dues are $466 per month, which covers unlimited golf for two people. There is also a yearly food fee of $480, which can be credited back as you dine at the club. Dont miss the opportunity to own this exceptional home in a vibrant community!
Source: SANDIEGO #PW24211570
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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