6472 Whitby Rd San Antonio, TX 78240
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About this home
Set on 6.78 private acres, this unique estate combines elegance, versatility, and privacy at an impressive scale. Enclosed by full perimeter/privacy fencing, the property offers an ideal setting for a luxury residence, boutique retreat, or private family compound, delivering both lifestyle and investment potential. In addition to two separate residences, the estate features an industrial warehouse for additional storage or creative use, a rear dwelling with renovation or rebuild potential, and a picturesque wedding canopy and gazebo-perfect for celebrations, and outdoor entertaining. A sweeping circular drive with dual gated entrances creates a grand sense of arrival, leading to oak-shaded grounds, multiple patios, and an expansive resort-style pool with hot tub, ideal for gatherings and leisure alike. Inside, both residences highlight timeless architectural details, including hardwood floors, stone fireplaces, and spacious living areas. A chef's kitchen provides the ideal space for entertaining or everyday comfort, while a private well ensures efficient and sustainable upkeep for the entire property. With its prime location, unmatched amenities, and endless possibilities, 6472 Whitby Rd is more than an estate-it's a destination of its own, offering an extraordinary opportunity to live, entertain, and create.
Source: SABOR #1912159
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.