6474 Portside Way Flowery Branch, GA 30542
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About this home
Welcome to your ideal retreat! This beautifully updated 2-story townhome features 2 spacious bedrooms, each with its own private bathroom, offering comfort and privacy for everyone. Located right across the street from the lake, enjoy scenic views and outdoor living just steps from your door. The modern kitchen flows into a dedicated dining area and a great room with a cozy fireplace—perfect for entertaining or relaxing. Step outside to your private patio, ideal for morning coffee or evening gatherings. Additional features include a 1-car garage and ample storage, there is a walking trail private to the community through the woods with a gazebo. Don’t miss this rare opportunity to live in a lakefront community with style, space, and convenience! FOR THE BUSINESS SIDE OF THINGS, KITCHEN OFFERS SOFT CLOSE CABINETS, NEWER UPGRADED BLACK/STAINLESS APPLIANCES, WHITE KITCHEN CABINETS WITH BLACK GRANITE COUNTERTOPS, SLIDING GLASS BACK DOOR, DIMMER SWITCHES AND LED LIGHTING THROUGHOUT, REMOTE CONTROL CEILING FANS-HVAC just REPLACED. SINCE 2020 the WATER HEATER, UPSTAIRS CARPET, DOWNSTAIRS LUXURY VINYL TILE, AND GARAGE DOOR was REPLACED. OWNERS SUITE BATHROOM FEATURES SPA LIKE SHOWER WITH SOAKING TUB. BOTH BEDROOMS OFFER SPACIOUS CLOSETS, AND SOFT CLOSE CABINETS DOORS.
Source: FMLS #7655289
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.