65 Brooke Crest Ln Stafford, VA 22554
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About this home
Assumable VA loan at 4.25% for qualified veterans (subject to lender and VA approval) Welcome to 65 Brooke Crest Lane – a rare Stafford County estate blending privacy, modern upgrades, and an unmatched 10 garage spaces for the car enthusiast, hobbyist, or small business owner. Set on 3.42 acres with a long paved driveway, this 5,400+ square foot home offers a perfect balance of luxury living and practical functionality. Inside, you'll find 5 spacious bedrooms, 4.5 baths, and a fully finished basement with nearly 1,500 additional square feet of flexible living and entertainment space. The open-concept kitchen flows into a light-filled family room with stone fireplace, ideal for gatherings. Upstairs, the primary suite features a spa bath and walk-in closets. The showpiece of this property is the recently added detached 7-car garage with workshop, EV charging, and whole-house generator – in addition to the 3-car attached garage. This is a dream setup for car collectors, RV/boat owners, or anyone needing secure storage and work space. Enjoy the peace of a private, tree-framed lot while being just minutes to I-95, VRE, Quantico, and Stafford shopping/dining. Whether you’re looking for a personal retreat or a compound for your passions, this property delivers a lifestyle you won’t find anywhere else in the market. Schedule your showing today – and experience how 65 Brooke Crest Lane stands apart.
Source: BRIGHT #VAST2040974
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.