6509 W Sundew Marsh Trl Panama City Beach, FL 32413
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About this home
This beautifully built 4-bedroom, 3-bath home is nestled in the desirable community of RiverCamps on Crooked Creek. With its many custom features and open-concept design, this home offers a luxurious and inviting living experience. As you step through the 8-foot doors, you'll be greeted by the spaciousness provided by the 9-foot ceilings that span throughout the main floor, creating an airy and light-filled ambiance. The heart of this home is the chef's kitchen, which boasts fantasy gray countertops, a custom tile backsplash, and top-of-the-line appliances. Prepare gourmet meals with ease using the 48-inch gas stove with two electric ovens, and store your favorite wines in the convenient wine cooler. The large laundry room includes a service area, providing added convenience. Relax and unwind in the large screened porch, complete with a gas fireplace and a dedicated grill area, perfect for entertaining guests or enjoying outdoor meals with family and friends. Additionally, the master bedroom features a private deck with a cargo lift, offering a tranquil space to enjoy your morning coffee. With two spacious living rooms, there's plenty of space for everyone to gather and relax. The master bathroom is a true oasis, featuring a two-sink vanity, a large soaking tub, and a separate shower. The house is equipped with a Renai instant gas hot water system, ensuring a constant supply of hot water throughout the home. Owners finished out the third floor post construction with many upgrades throughout the home. Whether you need space for your hobbies or simply want to keep your belongings organized, this home has you covered with an abundance of storage space. This home truly offers a lifestyle of luxury and comfort. Custom Built Bunks & Transferrable 4-Year Home Warranty Included. Schedule your private showing today!
Source: EMERALDCOAST #978897
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.