6512 Buzzard Creek Rd Cedar Hill, TN 37032
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About this home
Welcome to 6512 Buzzard Creek Rd, an exceptional brick estate nestled on over 2 acres of picturesque countryside in Cedar Hill. This meticulously designed home blends modern sophistication with serene country charm. As you approach, a large covered porch invites you inside, where an abundance of natural light floods the open-concept living space. The airy design features soaring trey ceilings, a striking gas fireplace, custom built-ins, and light hardwood flooring that enhances the sense of elegance. The chef’s kitchen is a masterpiece, showcasing luxury cabinetry, gleaming granite countertops, and a spacious eat-in bar—perfect for both culinary creations and entertaining. The expansive primary suite offers an exclusive retreat, featuring a coffered ceiling, an oversized walk-in closet, and a spa-inspired en-suite bathroom with a soaking tub designed for ultimate relaxation. The fully finished basement is an entertainer’s dream, complete with a kitchenette, wet bar, and two additional rooms that can be used as a guest suite or private office for a seamless work-from-home experience. Step outside through French doors into your own backyard oasis, where a brand-new deck wraps around the pool, offering perfect views of the lush landscape. A screened-in porch adds year-round comfort, making it the ideal space for outdoor living in total privacy. This luxurious residence has been thoughtfully updated with fresh paint, new carpet, custom landscaping, and a newly constructed deck, ensuring it’s move-in ready for the discerning buyer. Experience the ultimate in country living with all the modern comforts.
Source: REALTRACS #2804117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.