6513 Sand Shore Ln New Port Richey, FL 34652
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About this home
UPDATE !! Assumable Mortgage with a rate of 4.5!!! Welcome to this stunning 3-bedroom, 3-bathroom townhome boasting 2,510 sq ft of beautifully updated living space, nestled in the desirable and growing community of The Reserves of Sea Forest, within Gulf Landings. Enjoy true Florida resort-style living with access to premium amenities including a private boat ramp, day docks, tennis courts, and a waterfront clubhouse complete with a heated pool and spa. This townhome would also be an amazing vacation home or rental investment, short term allowed! This townhome also includes membership to the exclusive Gulf Harbors Private Beach—just a breezy golf cart ride away—offering soft sand, sunset views, and the ultimate coastal escape. Inside, you’ll find an array of recent upgrades: luxury vinyl plank flooring, updated lighting, LED can lights, and updated guest bath. The kitchen features bright cabinetry, granite countertops, a natural gas cooktop on a center island, convection oven, new refrigerator, newer dishwasher, and a custom coffee bar with adjacent pantry. The open-concept kitchen flows seamlessly into a spacious living room with a cozy gas fireplace, floating shelves, and a mounted 75” TV. Step outside to a fully screened wrap-around balcony—ideal for alfresco dining and relaxation. Tinted windows and screened patios enhance outdoor enjoyment and energy efficiency. Upstairs, the expansive primary suite offers a gas fireplace, private screened balcony, upgraded walk-in closet, and a spa-like ensuite with split vanities, granite countertops, a whirlpool tub, and a separate shower. A spacious secondary bedroom features its own ensuite and walk-in closet, with laundry conveniently located between both rooms. The third bedroom—currently used as an office—is located on the main floor alongside a full guest bath. The home includes three oversized storage closets designed to accommodate a future elevator (electrical panel in place), plus a massive two-car garage with workspace. (Workbench and built-in storage are negotiable), from garage you have access to a large, screened patio ideal for grilling and entertaining. Enjoy peace of mind with newer systems: main floor A/C (2023), third floor A/C (2024), and gas water heater (2022). HOA covers exterior maintenance, roof, flood and building insurance, landscaping, reserves, trash, common area taxes, maintenance of the boat ramp/docks, waterfront clubhouse, pool, spa, and tennis courts. Live a low-maintenance, high-lifestyle existence, in this golf cart friendly community, enjoying your evenings spent cruising to the private beach or down Main Street to enjoy all the charm and culture of New Port Richey. So Schedule your showing today!
Source: STELLAR #TB8400457
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.