6516 Roaring Crk Argyle, TX 76226
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About this home
This charming, Pulte home sits on a 50ft lot, backs up to a greenspace, has a 3 car tandem garage and is just a street away from the community pool. The tight-knit Carnegie Ridge neighborhood offers low HOA dues and is zoned for all A-rated schools (according to Niche.com). Upon entering, you'll be greeted with an abundance of natural light! The kitchen boasts a 5 burner gas stovetop, massive center island with pendant lights, granite countertops and stainless steel appliances. The private, primary bedroom features dual vanities, a garden tub, oversized shower and large walk-in closet. The backyard is a dream with a pergola, low-maintenance turf, outdoor kitchen with a grill, mini fridge & roll-down shades. Quartz counters in all 3 bathrooms! Govee under-eave, permanent lighting elevates the exterior and can easily be controlled from a phone. The location can’t be beat with easy access to US HWY 377, FM 407, I-35, FM 1171, & TX 114, plus shopping, dining, and attractions like Texas Motor Speedway and Tanger Outlets. Additionally, Saint Mark's Catholic Church and Medical City ER Argyle are just minutes away and soon a new Tom Thumb grocery store and an HEB will be completed nearby!
Source: NTREIS #21028953
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.