6517 Ridglea Dr Watauga, TX 76148
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About this home
RECENTYL REDUCED!!! $50K REHAB PROJECT making this house a steal! Expecting multiple offers - get yours in TODAY. Welcome home to this fully renovated 3-bedroom, 2-bath property—perfect for families or first-time buyers. Every detail has been thoughtfully updated to create a warm, inviting space ready for move-in. The living room serves as the heart of the home, featuring a cozy wood-burning fireplace and stylish wood-look flooring that flows seamlessly throughout. The kitchen shines with granite countertops, a new sink, and brand-new appliances—including a refrigerator. Both bathrooms have been completely refreshed with modern finishes. Each of the three bedrooms offers a walk-in closet with motion-sensor lighting, providing both convenience and plenty of storage. All new windows, interior and exterior doors with matching hardware, and ceiling fans with remotes in every room add the perfect finishing touches. A washer and dryer are also included for added value. Blending comfort with modern design, this home offers everything you need to start making lasting memories. Schedule your tour today and experience all it has to offer.
Source: NTREIS #21071832
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.