6524 Elderberry Way Argyle, TX 76226
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About this home
Honey, STOP scrolling! This is THE one! Fall in love with this beautifully designed home offering everything you’ve been searching for: affordable utilities, friendly neighbors, a wonderful community with great amenities & year-round front yard maintenance. Perfectly situated near Award winning Argyle schools, this location is as convenient as it is charming. Whether you have a large family, need a first-floor bedroom for guests or aging parents, or simply love to host gatherings, holidays, & weekend hangouts, this thoughtfully crafted floor plan adapts effortlessly to your lifestyle. Step inside to discover an open, stylish layout designed with comfort & practicality in mind. The first floor features the primary suite & a secondary bedroom with an ensuite bath, ideal for guests or multigenerational living. You’ll also find a dedicated office, a half bath & a spacious utility room, all conveniently located on the main level. Upstairs, the home continues to impress with 3 additional bedrooms, including one with its own ensuite bath. The remaining bedrooms each enjoy private vanities & share a Jack-and-Jill-style bath. A large game room, media room, & an extra half bath complete the second floor, perfect for movie nights, game days, or just relaxing with family & friends. Step outside & enjoy your custom-covered patio, which spans the entire length of the home, ideal for entertaining or simply relaxing in comfort while being protected from the elements. The backyard is one of the largest in the neighborhood, offering plenty of space to play, garden, or create your dream outdoor retreat. The north side yard features low-maintenance synthetic grass, perfect for your four-legged friends to enjoy year-round. An oversized 3-car side-entry garage provides ample storage & parking, complemented by an extended driveway with plenty of room for guests. This home truly checks every box—space, style, comfort, & community—making it a value packed rare find you won’t want to miss.
Source: NTREIS #21099902
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.