6526 River Clyde Dr Highland, MD 20777
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About this home
🏡 Elegant Brick Colonial on a Picturesque Lot with Exceptional Features ** Virtually every surface in this home has been refreshed since 2017 ** Welcome to this breathtaking all-brick colonial, nestled on a serene and scenic lot where charm meets sophistication in the coveted Highland Lake Community. This one is a Stunner!! All-brick colonial home blends timeless elegance with exceptional comfort boasting 6 spacious bedrooms and 5.5 beautifully appointed bathrooms, this residence offers ample room for both refined entertaining and everyday living. Step inside to find gleaming hardwood floors throughout, beamed ceiling, and custom finishes that elevate every corner of this exquisite home. The heart of the home includes a gourmet kitchen, expansive living areas, a fully appointed in-law/au pair suite—ideal for your guests or extended family, and a sunlit enclosed porch with heating and cooling—ideal for year-round relaxation. Enjoy optimal climate control with three distinct zones, and appreciate the convenience of three separate laundry areas, thoughtfully placed for ease and efficiency. An oversized 2-car garage ensures plenty of space for parking and storage. Outside, retreat to your own private oasis with a sparkling in-ground saltwater pool, perfect for summer fun or serene evening dips. This property harmonizes classic architecture with modern comfort, offering a lifestyle of luxury and charm. And for the eco-conscious homeowner: 🔆 Solar panels to reduce energy costs and environmental impact 🔋 Tesla Powerwall with car charger for smart energy storage and effortless electric vehicle charging This exceptional property blends architectural beauty, versatility, and energy innovation—making it a standout sanctuary for those who crave luxury with sustainability.
Source: BRIGHT #MDHW2056514
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.