6531 Trent Creek Dr Sun City Center, FL 33573
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About this home
Live your best life at 6531 Trent Creek Drive in the vibrant Cypress Creek community of Ruskin! This beautiful, move-in-ready 4-bedroom, 2.5-bathroom home offers approximately 2,000 sq ft of stylish living. Constructed in 2016 and priced at $350,000, it boasts significant recent updates—new sink faucets, a garbage disposal, and a water heater finalized in 2024–2025 both modern, flair, and functional peace of mind. The open-concept layout features a versatile upstairs loft, perfect for a home office or lounge. Located just steps from the community pool, basketball court, dog park, tot lot, and clubhouse, you'll be immersed in a lifestyle that balances leisure and activity. Plus, enjoy swift access to Ruskin's coast—making beach days worry-free—and easy commuting routes to local hubs. With its blend of comfort, community perks, and coastal convenience, this home won’t last long! Recent Interior Upgrades (2024–2025): All new sink faucets in bathrooms and kitchen, brand-new trash disposal, and newly installed water heater. These updates deliver peace of mind and modern efficiency throughout the home. Smart Floor Plan: Open and functional layout, loft space upstairs adds versatility for a home office, or media area. Great Value, Great Condition: Effortless comfort and freshness, thanks to the recent interior updates, roomy and versatile living layout, ideal for families or multi-use needs, and outstanding neighborhood amenities that enhance lifestyle and social opportunities. Let me know if you’d like a version targeted to investors, families, or if you want drive-time highlights to beaches or local shopping centers!
Source: STELLAR #A4660850
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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