6554 Rover Way Saint Cloud, FL 34771
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About this home
One or more photo(s) has been virtually staged. Welcome to 6554 Rover Way, nearly new home in the sought-after Weslyn Park community of St. Cloud, part of the Tavistock Master Planned Community, developed by the creators of Lake Nona... SELLER FINANCING AVAILABLE w/$54,000 down payment ONLY, CLOSING COST INCLUDED IN THE DOWN PAYMENT, NO CREDIT CHECK and NO ORIGINATION FEES!! Excellent OPPORTUNITY for homeownership. SELLER FINANCING TERMS: $54,000 down payment includes closing cost, the balance of the priced is financed by the seller with a monthly payment of approximately $3,100 (plus Taxes, Insurance & HOA approximately $500) and a balloon payment in 5 years... Just minutes from Lake Nona, this home provides easy access to premier dining, shopping, entertainment, and top-rated medical facilities... With convenient connectivity to major highways, commuting to Orlando’s work centers and the Orlando International Airport is effortless... HOA fees include high-speed internet, ensuring seamless connectivity for all your needs... This home offers a perfect blend of nature and modern conveniences. Residents enjoy access to a resort-style pool, a community garden, scenic walking and biking trails, and multiple parks and playgrounds... Built in 2023, a beautifully designed modern 3-bedroom, 2-bathroom home spans 1,881 square feet and offers contemporary living with an open-concept layout, high ceilings, and abundant natural light... The gourmet kitchen features granite countertops, stainless steel appliances, and ample cabinetry, perfect for any culinary enthusiast. The spacious owner's suite includes a walk-in closet and an en-suite bathroom with dual vanities and a luxurious shower. Equipped with solar panels, this home promotes energy efficiency and sustainability, helping to reduce utility costs... Don’t miss your chance to own this exceptional home in a thriving community—schedule a private showing today and make 6554 Rover Way your new address.
Source: STELLAR #O6272072
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.