6572 Justice Way Colorado Springs, CO 80925
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About this home
Stunning 2-Story Home in Lorson Ranch with Exceptional Curb Appeal & Dream Backyard! This beautifully maintained home features a striking stucco and stone exterior, lush landscaping, and a welcoming covered front porch with an arched entry. Step inside to a grand two-story foyer with tile flooring, a coat closet, and custom board-and-batten detailing with a wall of coat hooks, perfect for everyday functionality with style. The main level showcases rich wood flooring and a spacious living room anchored by a cozy gas fireplace with a stone surround and built-ins. The adjacent dining area flows into a thoughtfully designed kitchen with granite countertops, stainless steel appliances, wine cooler, designer lighting, upgraded sink and faucet, walk-in pantry, and a generous counter-height peninsula bar that offers ample seating and makes entertaining a breeze. Step outside to your fully fenced backyard retreat featuring an extended wraparound concrete patio, string lights for ambience, a storage shed, and a beautifully landscaped lawn-perfect for relaxing or entertaining in your own private outdoor space. Upstairs, the spacious primary suite offers a tray ceiling, double-door entry, a luxurious 5-piece en-suite bath, and a large walk-in closet. Three additional bedrooms each include walk-in closets and ceiling fans, along with a full guest bath with dual sinks. Convenient upper level laundry adds everyday ease. The finished basement expands your living space with a large rec/media room, custom bar area, luxury vinyl plank flooring, and a sleek bathroom with a spacious walk-in shower and floor-to-ceiling tile. Additional highlights include central A/C, upgraded lighting, custom blinds, and a rare 4-car tandem garage. Located close to schools, parks, trails, shopping, Ft. Carson, Peterson & Schriever. This home has it all- thoughtful design, upgraded finishes, and room to enjoy every moment! Don't miss this gem!
Source: PPMLS #9909693
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.