6583 Stanley Cir Milton, FL 32570
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About this home
This is the home you’ve been looking for! A stunningly remodeled 3BR/2BA home. This charming property has great curb appeal that draws you in. The southern landscaping leads you to the home’s attractive contemporary entryway. Once inside, you will be greeted with luxurious and modern features throughout the home. This is where you will find everything you’ve been dreaming of! Stepping across the threshold, you will enter the large living room with its tall vaulted ceilings that give that sought after feeling of openness. Complimenting the living room is the incredible kitchen displaying modern cabinetry finished in a very attractive color with tastefully chosen pulls and a convenient pantry. The tile backsplash pairs beautifully with the warmth of the authentic butcher block countertop. Tying the kitchen and dining area together is an ideally placed kitchen island. This home has all-new highly desirable luxury vinyl plank flooring throughout the open living areas. The spacious master bedroom provides ample natural light, which elicits a relaxing feel. The master bedroom’s walk-in closet provides abundant access to all your personal effects. Complimenting the master is a completely remodeled master bathroom which includes a gorgeous euro style vanity and a highly desirable oversized custom tile shower. This home has generous storage spaces, and includes a useful yard building in back. The entire property is beautifully done with mature fruit trees and plenty of green foliage. When the sun is up, you can feel yourself relaxing on your own open air patio in your private backyard just enjoying the peace and serenity of Florida living at its best! This rare find even includes a fresh garage complete with a newly refinished floor. This gem of a home has it all, all-new lighting fixtures, all-new plumbing fixtures, all-new flooring throughout, a brand new air conditioner, and a brand new ROOF to top it off! You don't want to miss out on this home, it could be the one
Source: PENSACOLA #671449
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.