6585 Canyon Cv Cumming, GA 30028
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About this home
Schedule an appointment to view this gorgeous executive home that boasts 5 bedrooms and an unfinished basement on a corner lot! Renovations include new carpet throughout, new interior paint, freshly painted kitchen cabinets, newly installed built-ins in the great room, refinished hardwoods, electric blinds, tinted family room windows, tinted back door, newly stained deck, fence and a firepit sitting area. The two-story foyer and gleaming, refinished hard woods will great your guests. The chef’s kitchen is appointed with freshly painted cabinets, new pendants, stainless steel appliances to include a new refrigerator and dishwasher, granite countertops, tile backsplash, and an oversized island with seating. The kitchen opens to the sunny side eat in area with a new light fixture and the keeping room that features a vaulted ceiling, wood beams, and a brick fireplace and to the sunny eat in area. The open floor plan continues with the great room that boast, new hardwoods, a beautiful wall of windows, brick fireplace, and new built ins. The dining room features a new light fixture, trey ceiling, and wainscoting and is ready to host your dinner parties. The formal living room is perfect as a home office. Your guest will enjoy their time in their private ensuite that is appointed with new paint and new hardwoods. The second floor features the primary suite with a sitting area, trey ceiling, French doors, an oversized closet, granite counters, dual vanities, jetted tub, walk in shower, and a frosted window. There is another ensuite with a tiled shower and granite countertop. There are two additional bedrooms that share a Jack-n-Jill bathroom with a tiled shower and granite counters. Relax on your covered front porch and enjoy the sunset. The deck overlooks the private, level backyard. There is plenty of room for a pool or playset. You will enjoy your evenings by the firepit. There is a double gate on one side of the fence and single gate on other side. The basement is ready for your design and special touch. The three car garages are side entry and have extra height doors. The neighborhood is a conservation area with ample greenspace, featuring a fishing lake with dock, walking trails, pocket parks, Junior Olympic pool, kiddie pool with 4 mushroom waterfalls, clubhouse, playground, 6 lit tennis courts, basketball court, pickleball complex, and a vibrant social community. Enjoy the closeness to the North Georgia Mountains, Lake Lanier, and the North Georgia Premium Outlet Mall, adding to the unbeatable lifestyle this home offers.
Source: FMLS #7666254
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.