659 Fern St SE Marietta, GA 30067
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About this home
Discover East Cobb ease in the charming Dogwood Park neighborhood! This beautifully maintained ranch blends timeless character with thoughtful updates & an unbeatable location. From the moment you step inside, you'll feel right at home with a welcoming foyer that opens into a oversized family room featuring custom built-in cabinetry, perfect for extra storage or display. The bright, renovated kitchen offers white cabinetry, stylish backsplash, and a hidden barn door leading to a spacious dining room, creating the perfect setting for gatherings or everyday meals. Natural light fills the sunroom, offering a cozy retreat for morning coffee or a quiet reading nook. Down the hall, you'll find well-sized secondary bedrooms and a beautifully renovated hall bath featuring a tiled shower. The primary suite includes a custom built-in closet and an updated ensuite with a double vanity and tiled tub/shower combo, combining functionality with a fresh modern touch. Outside, the fenced yard invites you to unwind or entertain, with brick pavers leading to a charming side patio area. Additional highlights include a 4 year old roof, 5 year old water heater, fresh interior and exterior paint, plantation shutters, updated light fixtures, and a two-car carport with excellent storage space. The landscaped yard and well-cared-for details throughout make this home truly feel loved and move-in ready! Zoned for highly sought-after schools, including Wheeler High - home to the renowned Magnet STEM program - this East Cobb gem offers both everyday comfort and a vibrant lifestyle. Enjoy the best of parks, schools, and convenience with Terrell Mill Park and Cochran Shoals trails just moments away, plus quick access to The Battery & Truist Park, Marietta Square, Smyrna Market Village, East Cobb Avenues, Merchants Walk, and more - all from your charming Dogwood Park retreat!
Source: GAMLS #10622676
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.