66 Stratford Pl Hampstead, NC 28443
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About this home
Welcome to the sought-after Crown Point community, where this beautifully maintained Lilac model offers modern farmhouse style with the perfect blend of elegance and comfort. This 4-bedroom, 2.5-bathroom home sits on a spacious 0.55-acre lot and features stunning curb appeal with a welcoming front porch. Step inside to a bright two-story foyer and notice the beautiful trim details throughout. The open floor plan includes a large great room with a gas fireplace and shiplap surround, while triple sliding doors open to the oversized screened-in porch and back patio, creating ideal spaces for relaxing or entertaining. The gourmet kitchen is a true showstopper with beautiful countertops, a large island with a farm sink, subway tile backsplash, stainless steel appliances, wood cabinets with soft-close doors and drawers, and under-cabinet lighting. A massive walk-in pantry ensures plenty of storage, while the attached dining room with sliding glass doors to the screened porch makes gatherings seamless. Additional conveniences include a dedicated office with French doors, plus a walk-in mudroom and laundry room with access from both the kitchen and garage. The primary suite is a luxurious retreat featuring double-door entry, vaulted ceilings, a dual sink vanity, a custom tile shower, a slipper tub, and a spacious walk-in closet with wood shelving. Upstairs, you'll also find three additional bedrooms, a full bathroom with dual sink vanity, and two linen closets for added storage. The Crown Point community offers double sidewalks, a pool, clubhouse, gazebo, and a day-dock, all while being just a short drive to the area's beautiful beaches. This home combines thoughtful design, modern finishes, and an ideal location—perfect for your forever home. Home is currently tenant occupied until 12/31. Showings are welcome with scheduled appointments.
Source: NORTHCAROLINAREGIONAL #100533643
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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