6600 Turnaway Ln North Chesterfield, VA 23234
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About this home
Check out this Chesterfield Charmer in the heart of Chesterfield county !! Welcome to your new stunning home! This lovely home has 4 bedrooms, 2 1/2 bathrooms, a large deck with a newer covered gazebo, sizable garage, detached shed with ramp for a motorcycle or riding lawnmower, and private lot. This property is on cul-de-sac and corner lot which provides lots of privacy. Enjoy a cold beverage while you are barbecuing with friends on your large deck and connected patio. This house is great for entertaining large gatherings. Unload your groceries and take shelter from the elements in your spacious garage. The primary bedroom is located on the opposite side of the other bedrooms to give you ultimate privacy. You won't have to worry about lugging loads of laundry up the stairs because your washer and dryer is upstairs with all of the bedrooms. Complete with an irrigation system this home has great landscaping. There is a grocery store, restaurants, a pharmacy, hair salon, barber shop, auto parts shop, bank, gas station, and more within .4 miles of this beautiful home. The highway is only a few miles away as well. You couldn't ask for a more convenient location. There is new carpet on the second floor. Don't miss out on this opportunity.
Source: CENTRALVIRGINIA #2523122
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.