6605 Bluebonnet Dr Rowlett, TX 75089
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About this home
Welcome to 6605 Bluebonnet Drive, a cozy and inviting 3-bedroom, 2-bathroom gem nestled in a serene neighborhood in Texas. This well-loved, single-story home exudes warmth and character, offering a perfect blend of comfort and opportunity for buyers eager to craft their dream space. Spanning 1,800 square feet, this delightful residence is move-in ready yet brimming with potential for personalization with its slightly dated but impeccably maintained finishes. Step inside to discover a bright and airy living area featuring large windows that flood the space with natural light. The open-concept layout seamlessly connects the living room to the dining area, creating an ideal setting for family gatherings or quiet evenings at home. The kitchen, though modestly updated, is functional and charming, with ample cabinetry, a breakfast bar, and stainless-steel appliances that add a touch of modernity. Imagine transforming this space into your culinary masterpiece! The true highlight of this property lies outdoors. A sparkling in-ground pool anchors the expansive backyard, perfect for summer fun or relaxing afternoons. The covered outdoor living space is a standout feature, providing ample room for entertaining, barbecues, or simply unwinding under the stars. Mature landscaping and a well-maintained lawn add to the backyard’s appeal, offering a private oasis for new owners to enjoy. Situated in a friendly community with easy access to local schools, parks, and shopping, 6605 Bluebonnet Drive is a rare find. This home is not renovated but far from run-down, offering a solid foundation for buyers to make it their own. Don’t miss the chance to own this lovingly cared-for home with endless possibilities!
Source: NTREIS #21096503
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.