6606 Landing Way Hyattsville, MD 20784
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About this home
WELCOME HOME! HUGE PRICED REDUCTION! Home is professionally cleaned, walls pressured-watched! Home was taken off the market to rearranged for new owner. Move In Ready! Welcome to this stunning largest brick front end-unit townhouse, newly renovated, freshly painted huge 3bedroom, 2 full and 2 half bath, single car garage in the sought-after Coopers Landing community. An updated powder room out the main level. Full level bump-out. Newly replaced hardwood floors, and much more. The Cooper Landing community features a playground beside the house, close to major highways, Landover and New Carrollton Metro stations close by Walmart opposite the community along Annapolis Road. The kitchen has been renovated with new cabinets, stainless steel appliances, and a custom tile backsplash. The upper-level features three generously sized bedrooms and two full baths, the master suite showcases newly replaced carpet, walk-in closet, soaking bath and glass-enclosed shower. Basement is located on the lower level at the front entrance with beautiful half bath, and a large living space. The lower basement level provides a full-sized washer and dryer, ample space to create an in-law suite, interior access to the attached one-car garage, additional driveway parking. Ample visitors parking located in the community. Schedule your tour online, owner occupant. 2 hours' notice required during weekdays, 24 hours weekends. Bring your highest and best offer. Property is Sold-As-Is. Realty Title Services is Seller's Title Company of Choice.
Source: BRIGHT #MDPG2163380
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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