66068 Edgewater Dr Yulee, FL 32097
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About this home
Welcome home to this impeccably maintained, practically brand-new 4-bedroom, 2-bath beauty tucked inside the highly desired River Glen community. From the moment you arrive, the curb appeal draws you in—clean lines, manicured landscaping, and a warm, welcoming entry that sets the tone for what's inside. Step through the front door and discover a light-filled open concept layout designed for modern living. Wood-look tile flows throughout the main living areas, adding both style and durability, while plush carpet in the bedrooms keeps things cozy. Thoughtful design touches and tasteful accent details bring character and charm throughout—and yes, the accent wallpaper is peel-and-stick and fully removable if you want to personalize the space! At the heart of the home sits a chef's kitchen designed for everyday living and effortless entertaining. This open-concept space flows seamlessly into the dining and living areas, keeping everyone connected whether cooking, hosting, or helping with homework. The kitchen features sleek white cabinetry, stunning white quartz countertops, stainless steel appliances, and a large island with bar seatingperfect for meal prep, casual dining, or gathering with friends. Enjoy meals in the dining room overlooking the serene backyard, where peaceful woods and water views offer a daily escape from the ordinary. The split floorplan provides privacy and comfort. The spacious owner's suite is tucked away and offers stunning views of the wooded preserve and water, creating a truly tranquil retreat. The ensuite bathroom includes a dual-sink vanity, relaxing garden tub, walk-in shower, and generous closet space. Your outdoor oasis awaits! The fully fenced backyard is perfect for kids, pets, or entertainingand it's large enough to add a pool if you dream of summer days by the water. Relax on the covered patio and soak in the calm of nature right in your own backyard. Located in amenity-rich River Glen, you'll enjoy a family-friendly neighborhood with a community pool, fitness center, tennis courts, playground, and walking trailsall with low HOA fees and easy access to I-95, Kings Bay, Jacksonville, and Amelia Island beaches. This is truly a turn-key homenothing to do but move in and enjoy!
Source: REALMLS #2113559
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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