6612 La Plata Peak Dr Colorado Springs, CO 80923
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About this home
Welcome to this beautifully maintained 2-story home tucked inside a well-established neighborhood. With all 4 bedrooms upstairs, this floor plan is both functional and family friendly. Step inside to soaring vaulted ceilings that flow through the main living area, creating an open, airy feel. The dining room is enhanced by a charming architectural accent, adding character and style. The updated stairwell with its clean lines and angles creates a striking focal point as you move through the home. On the north side, the kitchen and family room overlook the backyard oasis, separated by a breakfast bar—perfect for casual dining or entertaining. Recessed lighting and ceiling fans throughout provide warm ambiance and efficiency, while the main level also offers a convenient laundry area and a stylish guest bath. As you wonder outdoors and you’ll find an inviting extended patio with gazebo, a raised deck, and multiple areas designed for enjoyment: a grassy lawn, playset area, cozy firepit, and a huge dog run with storage shed and even a huge garden area if you choose. The layout of the lot gives a sense of privacy and space, while the xeriscape front yard ensures year-round curb appeal. A gravel pad adds extra off-street parking, and a full sprinkler and drip system keep everything low maintenance. Upstairs, several bedrooms feature walk-in closets, while the primary suite easily fits a king bed and nightstands. The ensuite bath is a true retreat with an oversized dual-head shower, built-in bench, abundant natural light, dual vanity, and a private water closet. This home has been thoughtfully updated with a newer furnace, water heater, dishwasher, refrigerator, microwave, fresh carpet upstairs, and a crisp subway tile backsplash that makes the kitchen feel open and modern with expanded counters and cabinetry. Best of all, this home is move-in ready and just steps from a neighborhood park with quick access to Powers Blvd, shopping, dining, and more.
Source: PPMLS #2512744
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.