6614 Eagle Nest Dr Garland, TX 75044
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About this home
A Stunning End-Unit Townhome In The Highly Desirable Shoal Creek Community, This Property Offers A Lifestyle Of Comfort And Convenience That's Perfect For Everyone! Step Inside To An Expansive, Sun-Drenched Open Floor Plan With High Ceilings And Beautiful Engineered Wood Floors That Flow Seamlessly Through The Main Living Areas. The Majestic Living Room Is An Ideal Space For Entertaining, Leading To A Dining Area With Direct Access To A Private Patio And Low-Maintenance Backyard—Perfect For Enjoying Those Mild Texas Evenings. The Kitchen Is A True Showstopper, A Gourmet Delight Designed For The Modern Home Chef. It Features An Abundance Of Granite Counter Space, A Gas Range, A Large Island, And A Walk-In Pantry, Providing Both Style And Function. The Spacious Primary Suite Is A Private Retreat On The First Floor. It Includes A Versatile Sitting Area That Can Double As An Office, And A Spa-Like En-Suite Bath With Dual Sinks, A Large Tiled Shower, And A Linen Closet. The Generous Walk-In Closet Is A Dream For Any Wardrobe. Upstairs, The Home Caters To Both Fun And Relaxation. An Oversized Game Room Can Easily Accommodate A Pool Table, While The Adjacent Media Room Offers The Perfect Spot For Movie Nights Or Watching The Big Game. Two Comfortable Bedrooms And A Full Bath Complete The Second Floor, Providing A Flexible Layout For A Family Or Guests. This Home's Location Is A Key Selling Point. Situated In A Sought-After Area With Easy Access To Highway 190 And 75, It Offers A Quick Commute To Major Employment Hubs And Popular Destinations. Enjoy The Vibrant Scenes Of Richardson And Cityline, Or Take Advantage Of The Shopping And Dining In Nearby Firewheel, All Just Minutes From Your Front Door. This Is More Than A Home- It's A Gateway To The Best Of North Texas Living.
Source: NTREIS #21039526
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.