6624 Palmerston Dr Fort Myers, FL 33966
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About this home
Located in the gated community of Camden Square, this two-story home offers 4 bedrooms, 3 baths, and over 2,300 square feet of living space. The main level includes the primary suite along with two additional bedrooms and a full bath, while the second floor features a loft, fourth bedroom, and third bath—ideal for guests, an office, or a separate living space. Recent updates include fresh interior paint and new luxury vinyl plank flooring in all bedrooms, providing a modern and low-maintenance finish. The kitchen offers natural gas, stainless steel appliances, and a large island with seating—complete with two microwaves, so there’s no arguing over who gets to heat up dinner first. Smart home features include Nest dual thermostats and a Yale keyless entry lock. A Kinetico water softener is also installed. The primary suite features dual sinks, a walk-in shower, and a soaking tub. The fenced backyard is landscaped with native plants and fruit trees, offering privacy and outdoor living options. This home is located directly across from the community pool and clubhouse, providing easy access to amenities as well as additional guest parking. Camden Square residents also enjoy a cabana, fire pit, basketball court, playground, and BBQ area. The community benefits from underground utilities, which improve reliability and preserve the neighborhood’s clean appearance. Conveniently located near Gulf Coast Medical Center, Whole Foods, shopping, dining, and I-75, with no CDD fees.
Source: FORTMYERS #2025011107
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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