6625 Ridgefield Dr Alpharetta, GA 30005
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About this home
Welcome to 6625 Ridgefield Drive! This home has everything you've been looking for, an Alpharetta address with the bonus of lower Forsyth County taxes. Inside, you'll find gorgeous newer LVP hardwood floors throughout, a bright two-story foyer, cozy built-in bookshelves, updated stair balusters, and a private office that's perfect for those Zoom calls. The renovated kitchen features stainless steel appliances, a walk-in pantry, an island great for entertaining, stone countertops, tile backsplash, and plenty of space for cooking, gathering, or late-night snacking. Hosting's a breeze with not one, not two, but three awesome outdoor spaces. You'll love the private covered patio off the kitchen, the deck off the living room, and the newer covered lower deck that was added when the basement was finished in 2022. Downstairs also has tons of storage, a bedroom with a private entrance, and a large walk-in bathroom with a shower big enough for the whole family! Upstairs you'll find four spacious bedrooms, three full bathrooms, and a walk-in laundry room that actually makes doing laundry feel easier. One bedroom has its own private en-suite, two share a Jack-and-Jill bath, and the primary suite is a total retreat with dual vanities, a whirlpool tub, separate shower, and a generous his-and-hers walk-in closet. Newer LVP flooring continues upstairs for a clean, modern feel. The backyard is private and fully fenced, perfect for a swing set, garden, pets, or just relaxing with a good book. All HVAC systems are less than 4 years young. And let's talk about location, great schools like Big Creek Elementary, Desana Middle, and Denmark High School. Plus, this neighborhood is packed with fun. Enjoy a community pool, clubhouse, tennis courts, pickleball, and events like movie nights, a Fourth of July parade, a fall festival with a petting zoo, and even a Cookie Night with Santa and more. Come take a look, fall in love, and make it home.
Source: GAMLS #10577668
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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