6642 Carlyle Ct West Bloomfield, MI 48322
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About this home
Welcome to 6642 Carlyle Court, a meticulously maintained, luxurious custom residence nestled in the prestigious Hills of Chelsea Park—one of West Bloomfield's most desirable communities. This grand estate offers the ideal blend of sophistication, comfort, and thoughtful design, perfect for both elegant entertaining and relaxed living. Located in the highly rated Walled Lake School District this home offers unmatched convenience in a private, wooded setting over looking a tranquil pond. Boasting over 5,500 square feet of finished living space, including a 4,000 sq. ft. main level and 1,500 sq. ft. walkout lower level, this home features four spacious bedrooms, four full baths, and two half baths. High ceilings (10 feet or more) throughout the main floor create an open, airy feel, enhanced by expansive windows that invite natural light. Upon entry, you're welcomed by a dramatic two-and-a-half-story foyer with double front doors, a turned staircase with landing, and an imported German designer light fixture. Every detail exudes elegance, from the eight-foot solid core doors with brass and ebony hardware to the engineered trusses that ensure squeak-free floors. Too many features of this property and not enough space to so please ask for a pdf of all the features and benefits.
Source: REALCOMP #20251003271
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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