6650 Misty Ln Cumming, GA 30040
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About this home
Stunning Renovated Home in Prime Cul-de-Sac Location! Step into this beautifully renovated 3-bedroom, 2.5-bathroom home that seamlessly blends modern luxury with timeless charm. Located in a quiet cul-de-sac, this property offers both privacy and convenience, featuring a long driveway, two-car garage, and expansive backyard perfect for entertaining. Inside, you'll be welcomed by a bright and spacious living room with vaulted ceilings, an abundance of natural light, and a custom-designed marble tile fireplace that serves as a true focal point. New high-end luxury vinyl plank flooring runs throughout the entire home, paired with fresh interior and exterior paint and updated lighting fixtures-including oversized chandeliers in the living room and primary bedroom. The brand-new chef's kitchen is a dream come true, featuring quartz countertops, a marble backsplash, all-new cabinetry, a farmhouse sink, stylish lighting, and top-of-the-line appliances. The adjacent laundry room adds extra convenience, located just off the kitchen. Retreat to the main-level primary suite, complete with soaring vaulted ceilings, a walk-in closet, and a spa-like en-suite bathroom that boasts a fully renovated shower, a standalone soaking tub, dual vanities, and elegant finishes throughout. All bathrooms in the home have been completely updated with new vanities, faucets, toilets, tubs, and modern tile work. Step outside to a massive, partially rebuilt and freshly painted deck, perfect for enjoying summer evenings while overlooking a large, private backyard-ideal for gatherings, relaxation, or play. Additional features include an unfinished basement space for extra storage and a two-car garage for added convenience. Don't miss your chance to own this move-in-ready gem in a sought-after location. Schedule your showing today!
Source: GAMLS #10563515
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.