6658 Fm 36 S Quinlan, TX 75474
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About this home
Country charm 3 bedroom and or office and 2 full bathes. If you are looking for a home to entertain, this is the home for you. Large back covered deck with lights, a walkway to a firepit with a beautiful decorative light, an outdoor kitchen just off the deck and room for a lot of seating on the beautiful deck. Inside is a parlor to greet you and an office with beautiful pocket doors. The kitchen has everything you need including a coffee bar and pantry. Nice size master bedroom with a stunning oversized shower and walk in closet in the master bath. Separate laundry room large enough for a freezer. The den is spacious and has a lot of windows for bringing the natural light into your home. There is a large shed 16 x24 that has electricity, 2 carports one is 21 x 16 the other is 18 x 18. Another shed that is 8x8. The attic has radiant barrier to cut down electrical costs. The roof was replaced in 2021, HVAC system was replaced in 2024, New plumbing thru out was done in 2019. Completely fenced with electric gate. You have to see this show place.
Source: NTREIS #21066346
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.