6663 Hanworth Trce Smyrna, TN 37167
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About this home
Welcome to this beautifully maintained 4 bedroom, 3.5 bath home built in 2021. With approximately 2,566 square feet and upgrades throughout, this home has so much to offer. Interior finishes are well cared for, with paint refreshed as needed to maintain a bright, welcoming atmosphere. The main level features open-concept living with LVP and tile flooring, crown molding, and upgraded lighting. The kitchen has granite countertops, a large island, walk-in pantry, GE Profile dishwasher (2023), and sleek backsplash. Open dining area and living room has recessed lighting, upgraded light fixtures, and a seamless flow for entertaining. The primary suite offers a trey ceiling, dual closets, and a spacious bath with tile and enhanced lighting. Upstairs, you’ll find a large bonus room, an en suite bedroom with private bath, two additional guest bedrooms, and a full bath with double vanity. Additional highlights include: whole home interior sprinkler system for fire protection, tankless water heater (2023). pre-wired security system, laundry with washer/dryer included & custom shelving, garage with ceiling/wall storage systems, walkable crawlspace with decking, outlets, and HVAC vent—ideal for storage or workshop, storage under deck, irrigation system, upgraded landscaping, and dusk-to-dawn landscape lighting. Situated in Blakeney, the walkable sidewalk community offers a playground, splash pad, pavilion, & proposed walking trails and dog park. This move-in ready home blends comfort, functionality, and low-maintenance living in a prime location. Home Warranty and Closing Cost Assistance with acceptable offer. Home is priced Below Appraisal.
Source: REALTRACS #3017556
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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