6669 John Muir Trl Colorado Springs, CO 80927
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About this home
This home is stunning from the outside to the inside. Walking up to the home you enter through a gorgeous covered front porch. Opening the front door the home has beautiful hardwood flooring throughout the upper level that beckons you in. The living room flows seamlessly into the kitchen featuring a large barstool height center island, stainless steel appliances including a dishwasher purchased in 2023 and Samsung gas range with air fryer and wifi capability, spacious pantry, and ample cabinet and counter space. The kitchen has doors that open to a back deck where you can enjoy summer nights under the stars and mornings sipping coffee. Just off the kitchen, is a spacious primary bedroom with walk-in closet and main floor bath with beautiful freestanding shower. Down the steps the main level has gorgeous Stainmaster Waterproof LVP creating a wonderful space that can be used as a family room, exercise oasis, or playroom for kids as the space has walk out access to the fully fenced backyard. The main level also has bedroom two with a full bath, laundry room with matching Samsung smart controlled/steam capable washer and dryer with pedestals purchased in 2023, and access to the garage. This fabulous home is located in the Banning Lewis Ranch community with amenities galore. Walking distance to school, hiking/biking trails, pools/parks. Community includes pickle ball courts, dog park neighborhood schools, over 65 acres of parks/trails/open space, tennis courts, basketball court, rock climbing parks, zip-lines, access to pools, splash pad, water park, and dog park. Recreation center houses a fitness center and also regularly hosts classes and events for all ages. In the summer months, catch a neighborhood concert, festival, food trucks, farmers market or enjoy other regular community events. This community has it all.
Source: PPMLS #7043377
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.