6690 33rd Ave N Saint Petersburg, FL 33710
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About this home
Charming 3/2 with mature landscaping in the heart of Jungle Terrace within Teresa Gardens. Less than one mile to Tyrone Mall. Walking distance to Tyrone Middle, walk to 74th Street Elementary. Azalea middle less than 2 miles away. Near all local beaches! Less than 10-minute drive to Saint Pete Beach! New white vinyl 6ft fence installed March 2024 with extra-large swing gates. Brand new shed installed 2023. Brand new luxury vinyl 12mm flooring installed May 2024. New AC installed 2021, New roof in 2021. Kitchen with quartz countertops, new appliances 2021 including new range. Recessed lighting in kitchen. Master bedroom with large wall-to-wall closet, and en-suite bathroom featuring LED adjustable vanity. Dining room with built-in pantry and two large windows overlooking the large backyard/ back patio. Laundry room in the back of the home connects to the backyard. Electrical installed in master bedroom closet ready for wired Ring camera installation overlooking the driveway. Each room with ceiling fans, and remote controllers.
Source: STELLAR #TB8357534
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.