6699 78th Ave N Pinellas Park, FL 33781
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About this home
BACK ON THE MARKET!! Great corner lot for this nicely updated 4 bedroom, 2 bath home! Upgraded with brand new light white oak flooring throughout creating an open and seamless feel. This large and spacious home has a great floor plan flow with one side of the home having an expansive bedroom with it's own separate entrance, indoor laundry area, and en-suite bathroom. The kitchen and living room with 3 large bedrooms and a bathroom are separate from the other side of the home . The fourth room is surrounded by windows spanning both walls overlooking the front yard and providing beautiful, natural sunlight! This room can be used as a large bedroom, family room, office or as a Florida sitting/reading room. The kitchen has shaker style cabinets with a contemporary backsplash and thick granite stone countertops. There is also a brand new stainless appliance package with a French door, bottom freezer fridge, convection fryer oven range, microwave, and dishwasher. Both bathrooms have also been updated with a new vanities and contemporary brush nickel fixtures to accompany. There is a large parking pad for the driveway and a huge shed in the backyard for additional storage space. The home also has solar panels for added energy efficiency too! This home would also be great to use as an in-law suite since the other side has it's own entrance OR even as an investment unit for additional rental income if you decide to rent that side of the house! It's well located right off of 66th St N near the Park Blvd/Gandy Blvd artery that leads directly to US Hwy 19 N and I-275. Close to the Tyrone shopping area and our amazing local beaches within a few minutes drive to either. Take your opportunity to own an ideal sized 4 bedroom, 2 bath home in a peaceful, desirable location! PLUS this home is higher elevated and not in a flood zone, no flood insurance required.
Source: STELLAR #TB8337233
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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