670 Johns Landing Way Lawrenceville, GA 30045
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About this home
Welcome Home! This stunning 2-story home offers charm, space, and convenience — starting with a welcoming gazebo-style front porch and a park-like backyard that’s perfect for relaxing or entertaining, all viewed from the oversized back deck. Step inside to find a spacious Family Room featuring a gas-starter fireplace, built-in bookcases, and elegant crown molding. The large eat-in kitchen is perfect for family meals, complete with a breakfast bar and plenty of storage. Upstairs, the oversized Master Suite boasts a vaulted sitting area—ideal for a nursery, home office, or reading nook. The Master Bath includes a garden tub, separate shower, double vanity, and his-and-her walk-in closets. You'll also appreciate the convenient upstairs laundry room. The unfinished basement offers ample space and endless possibilities for future expansion—game room, gym, workshop, or guest suite! Recent updates include new windows, HVAC, water heater, and new carpet on the main floor. All this is located just minutes from historic Lawrenceville Courthouse Square—enjoy easy access to restaurants, arts & culture, the Aurora Theatre, Lawrenceville Performing Arts Center, Slow Pour Brewing, and more. Also close to Gwinnett Justice & Administration Center, Northside-Gwinnett Medical Center, and Georgia Gwinnett College.
Source: FMLS #7643348
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.