6701 Night Chinook Dr Buda, TX 78610
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About this home
Modern Comfort Meets Practical Luxury in Buda, Texas Welcome to 6701 Night Chinook Drive, a beautifully upgraded two-story home in the heart of Buda, TX. Built in 2023, this stunning single-family residence offers a rare blend of modern design, smart functionality, and thoughtful enhancements—perfect for families, hobbyists, or anyone seeking a spacious and stylish lifestyle. This home features 4 generously sized bedrooms, 3 full bathrooms, a dedicated home office, and a versatile upstairs bonus room. The remodeled bonus room is perfect for gaming, movie nights, or entertaining guests. Plus, all upstairs carpet has been replaced with elegant, easy-to-maintain tile flooring, adding both style and durability. Imagine starting your mornings with a cup of coffee on the extended back patio, surrounded by a beautifully landscaped yard complete with 3 fruit trees, 2 magnolia trees, and a shade tree—a perfect setting for outdoor relaxation, gardening, or family gatherings. As the sun sets, enjoy the added ambiance and curb appeal of custom trim lighting installed along the home’s exterior—perfect for year-round charm or seasonal decorating. Car enthusiasts and DIYers will love the spacious three-car garage, which includes a car lift and ample room for storage, tools, and projects. Additionally, a walk-in attic provides even more accessible storage to keep your living space clutter-free. Situated in a desirable, growing neighborhood with easy access to local amenities and just a short drive from Austin, this home offers the perfect balance of small-town charm and modern convenience.
Source: ACTRIS #7719864
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.