6704 Oak Knoll Rd Argyle, TX 76226
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About this home
Take advantage of a VA assumable loan at an incredibly low 2.875% interest rate—an exceptional opportunity in today's market. Located in the highly sought-after Argyle ISD and master-planned Canyon Falls community, this upgraded Drees Home offers a thoughtful and functional layout designed for everyday living and entertaining. West facing with 4 bedrooms and 4 full bathrooms—including two bedrooms downstairs—this home offers both space and flexibility for modern living. The show-stopping backyard is your own private retreat, featuring a PebbleTec finished pool and spa, built-in Memphis Wood-Fired Grill and Smoker, backyard fireplace, extreme-weather outdoor refrigerator, and sunlight-resistant outdoor TV—all surrounded by low-maintenance artificial turf for year-round enjoyment. Upstairs, enjoy 2 bedrooms, a spacious game room and a fully equipped media room with a brand-new UHD projector. Upgrades include a California-designer closet system in the primary suite, Halo 5 water filtration system, Bosch dishwasher (2025), new roof with upgraded shingles (2025), solar panels for energy efficiency, and a 3-car garage with epoxy floors and a Versa Lift Electric Hoist for attic access. Every detail of this home has been elevated for comfort, style, and effortless entertaining, inside and out. Enjoy access to Canyon Falls' top-tier amenities, including miles of scenic trails, resort-style pools, splash pad, fitness center, clubhouse, and a vibrant calendar of community events.
Source: NTREIS #21009942
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.