6713 Jackpin Pl Gainesville, VA 20155
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About this home
Experience luxury living in the wonderful gated golf community of Piedmont. This exquisitely remodeled four-bedroom home showcases exceptional craftsmanship and modern sophistication at every turn. Enter through a soaring two-story foyer to find Brazilian Koa Bellwood hardwood flooring spanning the entire main level. The formal living and dining rooms offer timeless elegance, while the chef’s kitchen — completely redesigned in 2022 — boasts striking quartz countertops, a grand central island, glass-tile backsplash, refinished cabinetry, pantry, and top-of-the-line stainless steel appliances. The kitchen opens to the spacious family room and gas fireplace. The side load two car garage was updated in 2019 and has direct access to the mudroom (new luxury vinyl tile). The rear yard is fully fenced in with beautiful black aluminum fencing. The primary suite offers a spacious walk-in closet and a beautifully updated full bath featuring tiled floors, a modern double vanity, a relaxing jetted soaking tub, and a separate shower. The hall bath has also been tastefully remodeled with tile flooring, a dual vanity, and a tub/shower combo. The fully finished basement is an entertainer’s dream—freshly painted and illuminated by abundant recessed lighting. As you head downstairs, you will find a full bath with new luxury vinyl tile flooring to your right. The expansive rec room flows seamlessly into a cozy den/media room, creating the perfect setup for movie nights or game day gatherings. Major updates give this home exceptional value and peace of mind: the roof, water heater, and HVAC were all replaced in 2017. Thompson Creek windows were installed throughout the entire home in 2021. This home truly stands out in the awesome gated community of Piedmont—don’t wait to see it, because it won’t be available for long!
Source: BRIGHT #VAPW2106664
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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