6727 East Rd Lakeland, FL 33809
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About this home
Welcome to East Road in North Lakeland! Check out this one-of-a-kind Cedar built A-Frame home sitting on 1.38 acres. This 2032 sq ft 2-story open floor plan offers plenty of space for all of your family's activities. You'll find open views to the fully fenced yard and private pond. It’s like living on your own nature preserve!!! The pond has a bridge / dock leading to a gazebo area where you can sit and read your favorite book while watching the fish jump. Or throw your fishing line in and have some fun fishing. The front of the property has a pasture and includes an oversized double carport that can be used for storage or closed in and used as a barn. There is also an extra-large storage building with a porch that could be converted into a mother in-law suite or guest house. In the backyard you’ll find a huge dog run. Perfect for all your pups. The home includes a front deck, side screened porch and added in 2025 an oversized back screened room. In 2016 several updates were completed. They include 2 sliding glass doors with impact glass, roof, hot water tank, bathrooms, kitchen, water softener and well pump. 2 HVAC’s come with the home. One was installed in 2024 and the other 2025. Almost all of the plumbing is new in the home. Water softener and HVAC units are serviced regularly. The upstairs includes an oversized bedroom with large walk-in closet and full bath. There is also a flex space with an oversized picture window overlooking the private pond on one side and an open balcony overlooking the downstairs living area. The first floor includes an oversized bedroom with a large walk-in closet and full bath. This area requires some finishing touches. Plenty of under stairs storage space for all your holiday decorations. The kitchen features plenty of stone counter space great for multi-tasking and overlooking the large living room and dining room which allows the chef to stay involved with the rest of the family during meal prep! There is also a half bath off the kitchen, perfect for guests. Directly off the kitchen, is space enough for a breakfast area or sitting area. Beautiful tile flooring through the home. With a few added touches this could be your year-round home and vacation get away all in one! This home offers the peace and serenity of the country while conveniently located for all your needs. This is not just a house; it's a place to call home where every moment brings the promise of new memories!
Source: STELLAR #L4956579
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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