6739 W Desert Ln Laveen, AZ 85339
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About this home
This incredible oasis in the desert awaits you! This quality-built Taylor Woodrow home is in the heart of desirable Laveen Meadows and centered on a premium view lot backing the scenic Laveen Area Conveyance Channel. This cherished home offers a wealth of desirable features and charm in a turn-key package for the discerning buyer. The welcoming covered front entry leads into a bright and open floorplan with high vaulted ceilings, three bedrooms and two baths with the perfect living room enjoying the ideal kitchen designed for serious cooking, providing plenty of hardwood cabinetry - the perfect pantry, granite counters, a breakfast bar and stainless appliances with a glass-top range, a built-in microwave and refrigerator. The sun-filled breakfast room off the kitchen is also super convenient and complements the home perfectly. Gorgeous updated LVP flooring throughout most of the home, with neutral carpet in the bedrooms and newer Low-E dual-pane windows throughout to help improve comfort and reduce costs. A superb master suite features a dual sink vanity, a large walk-in closet and a roomy tub/shower combo. In addition, the redesigned and professionally landscaped rear yard offers a relaxing covered patio with an extended paver patio and paver walks leading to a gorgeous wood gazebo with an aluminum roof to further enhance your life. Adding to the amenities, the A/C was replaced in 2023 while the exterior of the home was just professionally painted. You will enjoy the roomy two car garage with a newer (2023) gas water heater and sturdy overhead storage racks for all your gear, with an appropriate laundry room that includes the washer and dryer. Additional pavers extend the parking area and paver walks lead to the rear yard. The quiet neighborhood location provides amazing access to grassy neighborhood parks, mountain preserves, convenient shopping, coffee shops, popular restaurants, solid schools and convenient 202 freeway access with great connectivity to Phoenix!
Source: ARMLS #6942505
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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