6743 Old Banyan Way Naples, FL 34109
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About this home
MOTIVATED SELLER - ONE OF THE LARGEST LOTS IN AUTUMN WOODS!! Why pay a premium for a retention pond view, when you can have a large wooded lot with peace and privacy?? Centrally located coastal-inspired villa with space for a private pool! Step into this beautifully designed attached villa that blends style, comfort, and convenience in the heart of Naples. Decorated in popular coastal colors of soft blues, sandy neutrals, and crisp whites, this home radiates a relaxed and inviting ambiance. The villa features a spacious open floor plan, ideal for entertaining and everyday living. At the heart of the home is a large, updated kitchen with white shaker cabinets, granite countertops, stainless steel appliances, an island perfect for meal prep, and bar seating for casual dining. The kitchen flows seamlessly into the dining and living areas, creating a bright and airy space filled with natural light. This villa lives like a single-family home, and offers 3 bedrooms, including a serene master suite with a walk-in closet and an en-suite bathroom featuring dual sinks, quartz counters, soaking tub and separate walk-in shower. In addition to the bedrooms is an open and bright bonus room (perfect as a Den or Office). Step outside to the back screened lanai, where there’s lots of privacy, and plenty of room to add your dream private pool and create your own personal oasis if desired (Villa sits on 1/3 acre lot!). Perfectly situated in a top-rated school district, this home offers a central location just minutes away from world-class shopping, dining, entertainment, and Naples' pristine Gulf beaches. Whether you're looking for a family home or a seasonal retreat, this villa checks all the boxes. With its coastal charm, modern updates, and unbeatable location, it’s a rare find in Naples. Don't miss the chance to call this home yours!
Source: FORTMYERS #225000063
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.