6757 John Mallard Dr Manassas, VA 20112
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About this home
No detail was overlooked in this 5-year young Stanley Martin Kasey model nestled on a premium lot backing to trees in sought after Potomac Reserve. A covered portico, wonderful roof lines, side load 2 car garage and oversized driveway welcomes you home. With close to 5,700 finished square feet, the open concept interior is an environment of refined authenticity and elegance with stylish and durable laminate floors; upgraded fixtures and finishes; triple crown moldings; plenty of recessed lighting; and a neutral color palette throughout ready for your personal touches. The gourmet kitchen is a chef's dream, boasting a massive island with ample seating and pendant lighting; walk-in pantry; quartz countertops; stainless steel appliances; and flows effortlessly to a generous eat-in area, a sun-filled morning room with wall-to-wall windows and a spacious living/entertaining room with coffered ceilings ready for game night or a quiet evening in next to the cozy fireplace. A main level office with glass French doors and formal dining or living room (whichever you prefer) complete the main level. Upstairs you’ll find 4 large bedrooms to include a suite with a private bath and a luxurious primary suite with a separate sitting area, a huge near 130 square feet walk-in closet plus an additional smaller walk-in closet, and a spa-like en suite bath with a glass frameless shower, separate jetted soaking tub, dual vanities and water closet. Upper-level laundry with utility sink for added convenience. The finished walk-out basement has a sprawling rec room with wet bar, awesome media room (w/ in-ceiling premium surround sound that coveys), full bathroom, 5th bedroom and plenty of storage. Dual Zone HVAC for added comfort and efficiency. Two water heaters! Spend countless evenings letting your stresses fade into the sunsets or grilling with friends and family on the peaceful composite deck overlooking mature trees. Great community in a desirable school district just minutes from groceries, restaurants, parks and major commuting routes. Welcome home!
Source: BRIGHT #VAPW2098662
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.