676 Mount Lebanon Rd Dickson, TN 37055
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About this home
Horse-Lover’s Dream Mini Farm on Nearly 6 Fenced Acres! Discover the ultimate country escape with this 1936 cottage-style home set on 5.74 acres of fully fenced land and three separate pastures — perfect for your horses or other animals. A seasonal wet-weather pond graces the rear of the property, adding natural charm and habitat. The 50 × 60 pole barn (stalls have been removed) includes a tack room, and running water to the barn. — ready for your outfitting and equestrian vision. A separate workshop/woodshed adds extra utility. Inside the home you’ll find original 1930s charm (glass doorknobs, beautiful trim) combined with recent updates: metal roof, 2025 gas water heater, recently serviced HVAC, and new carpet. On the main level are hardwood floors, a den, full bath, a primary bedroom with large closet, dining room, sunroom, and a country-style kitchen featuring stainless steel countertops, farmhouse sink, backsplash, gas range, and stainless steel appliances. Upstairs in the finished attic are two rooms (ideal as bedrooms or bonus space) plus a half bath. The unfinished basement offers a laundry room, storm shelter, full bath (needs cosmetic updates), and ample opportunity to finish for added living space. Enjoy peaceful views from your covered front porch or the expansive multi-tiered wrap-around wood deck. Being sold AS IS, this property is competitively priced for a quick sale. Septic permitted for 3 bedrooms. Don’t miss this unique chance to make this mini farm your own! Cash or conventional only.
Source: REALTRACS #3031791
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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