6792 N Ofelia Dr San Bernardino, CA 92407
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About this home
This is a must see home amazing floor plan and great location with a new price! Discover the elegance of prestigious Verdemont Estates with this beautiful single-story, pool home on a corner lot that offers an exceptional blend of comfort and style. Featuring 5 bedrooms and 4.5 bathrooms, this residence is designed for modern living. The expansive kitchen, complete with a cozy breakfast nook, flows seamlessly into a separate formal dining room—perfect for entertaining. The kitchen opens up the large family room with a fireplace and there is a separate formal living room. Also, a powder room is next to the indoor laundry room which includes cabinets and a sink! There are many custom design features that you will notice once inside! Including a workstation area in the hallway! A perfect floor-plan! Retreat to the primary suite, where you'll find a spacious bathroom and a generous walk-in closet. On the opposite side of the home, three additional bedrooms await, including one with an en-suite bath and a convenient Jack and Jill bath for shared use. Enhancing its versatility, a private casita (the 5th bedroom and 4th bathroom)provides potential as an ADU, office, workout space, or game room. The home also boasts a lovely courtyard. The backyard is an oasis including and a refreshing pool and spa, covered patio with fans is ideal for outdoor enjoyment. Relax with a cup of coffee or enjoy the mountain views. Additional highlights include a solar lease for energy savings, this home is located near CSUSB few minutes to the freeway large garage with plenty of storage, freshly painted interiors, and new carpet throughout. This wonderful home is a true gem in Verdemont Estates—don't miss your chance to make it yours!
Source: CRMLS #IG25193039
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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