68 Colechester Ln Palm Coast, FL 32137
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About this home
The Blue Heron – Turnkey Florida Retreat with Vacation Rental Potential ---- Had been temporarily off the market due to a short term rental. Ready to show ---- This elegant 4-bedroom, 3.5-bath coastal home was built in 2017 on a spacious half-acre lot with direct views of Longs Creek Saltwater Marsh. Spanning 2,965 square feet, the layout is ideal for multi-generational living, remote work, or short-term rental hosting. Private bedroom wings surround a central Great Room and Chef’s Kitchen, with three dining areas and expansive common space flowing seamlessly to the screened lanai with pool, spa, BBQ area, and sundecks overlooking the marsh. Offered as a fully equipped, turnkey residence, The Blue Heron includes everything needed for immediate occupancy or rental activation—from smart home automation and hurricane protection to luxury finishes and curated outdoor amenities. Whether you're relocating from the Northeast or seeking a second home near Florida’s beaches, this property is ready to deliver comfort, privacy, and income potential. Key Features: Elegant Living Areas: Soaring 10ft ceilings, custom plantation shutters, and open-concept Great Room. Gourmet Kitchen: Hardwood cabinetry, LED-lit Tru-Cabinetry, large pantry, and central island—perfect for entertaining. Luxurious Bedrooms: Oversized master suite with walk-in closet, second master/in-law suite with lanai access, and Jack-and-Jill bath for guest rooms. High-End Finishes: Luxury plank vinyl flooring, tiled-to-ceiling showers, and electric fireplace pre-plumbed for gas. Functional Spaces: Bonus room for office or crafts, motorized hurricane screen for covered outdoor dining. Outdoor Oasis: Gas-heated saltwater spa, unheated pool, mature tropical landscaping, and wired landscape lighting. Smart & Secure: Smart home automation, owned security system, and motorized hurricane curtain. Ample Parking & Storage: Extra-wide driveway, 2-car garage with suspended HVAC, and lanai plumbing ready for outdoor kitchen installation. EV-Ready: Existing RV power point can be easily modified to support electric vehicle charging. Vacation-Ready & Guest-Centric: With its spacious layout, private bedroom suites, and resort-style amenities, The Blue Heron is ideal for short-term rental use or seasonal hosting. Ask about turnkey furnishing options and local rental management resources. ?? Schedule your private showing with Greg, Listing Agent.
Source: STELLAR #FC306039
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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