68 Radcliffe Ct Clayton, NC 27527
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About this home
Gorgeous end-unit townhouse in Flowers Plantation—one of Clayton's favorite communities with walking trails, friendly vibes, and even a pond just steps away (hello morning walks!). Only 30 minutes to downtown Raleigh and 6 miles to the charm of downtown Clayton, this location nails the ''best of both worlds.'' Inside, the open-concept layout flows effortlessly with brand-new LVP floors, fresh paint, and a kitchen that checks every box: tons of cabinetry, a breakfast-bar island with beadboard, and a big pantry for all your essentials (and snacks). The first-floor primary suite feels like a retreat with dual closets, a soaking tub, walk-in shower, and double sinks. But surprise—there's basically a second primary upstairs with a huge bedroom, walk-in closet, and full bath, plus another massive bedroom and a loft for extra flex space. Thanks to all those end-unit windows, the home is bathed in natural light from morning to night. Even better, every single appliance stays (yep—move right in with no need to spend thousands of dollars in fridge, washer and Dryer), and we're including a 1-year home warranty covering major systems, plumbing, and electrical for extra peace of mind. This one brings space, style, and community charm—all in one AND it's USDA eligible!
Source: TRIANGLEMLS #10123878
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.