6801 Birmingham Ave Mccordsville, IN 46055
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About this home
This house comes with a REDUCED RATE as low as 4.99% (APR 5.409%) as of 10/27/2025 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Refined Living in McCordsville - Elegance Meets Everyday Function. The home's presence is warm & welcoming w a classic front porch. Step into sophisticated comfort w this model-grade home built in 2022, nestled in the Weavers Landing community. Thoughtfully upgraded & tastefully appointed, this stunning residence on a spacious lot with 15' of common area behind backyard provides plenty of play space & exploration. Ideally located in the desirable NW corner of Hancock City-near Geist Reservoir-the home enjoys proximity to the City of Lawrence, the Town of Fishers, and major thoroughfares including I-70, I-69, I-465, and SR 234, within 10 minutes of wherever you need to be. Inside, you'll find a sprawling 4-bedroom, 3.5-bath layout designed for modern lifestyles. Single owner upgrades include custom shelving in 3 of 4 bedroom closets, upgraded cabinets throughout home, extended patio w custom privacy screens & tasteful design. A main-level in-law/nanny suite w private full bath & walk in closet provides flexible living options, while the den, generous great room, & chef-inspired kitchen w central island & dining area create the perfect blend of comfort & luxury for daily living & entertaining. Step out the back door to your patio for morning coffee, evening grilling or play. Upstairs, the massive primary retreat provides sitting room to relax & each additional bedroom boasts walk-in closets. An additional loft space on the second floor offers the perfect location for a media room or play space-tailored to your lifestyle. West Haven floor plan w Carriage Elevation-a perfect blend of timeless design & modern innovation. Weaver's Landing blends lifestyle and longevity: families love the play and pool options & walking tr
Source: MIBOR #22056608
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.