6809 Royal View Dr Mckinney, TX 75070
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About this home
**MOVE IN READY and elegantly updated Ashton Woods custom home. This west facing home is conveniently located on a cul de sac street. This one has everything you are looking for. You are greeted upon entry to this beautiful home with vaulted ceilings and a floor to ceiling stone fireplace that is prewired for your flat screen tv and surround sound system. Luxurious hardwood floors throughout the open, main living area. Entertaining is a breeze in your chef's kitchen, complete with spacious island, gas cooktop and plenty of cabinets and prep space. There is a generous office space on the first floor that is perfect if working from a home. The first floor primary suite offers generous floor space, en suite bathroom with upgraded counter to ceiling medicine cabinet, extended shower, and stand alone tub. The second floor offers 3 bedrooms, 2 full bathrooms, game room and media room. Escape at the end of the day to a fully upgraded media room to watch your favorite sports or movies. High end plantation shutters, updated lighting, and much more. Neighborhood is near TPC Craig Ranch; home of the Byron Nelson Golf Tournament, as well as a multitude of dining options, shopping, sports venues, and major highways including Sam Rayburn Tollway, Hwy 75, and Dallas North Tollway. Highly sought after and award winning Frisco ISD. MUST SEE!!
Source: NTREIS #20946366
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.