681 Townsen Pl Trenton, OH 45067
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About this home
This inviting 4 bedroom home has 2.5 baths, located close to local shopping centers,entertainment,resturants,parks,and much more. This home boasts 2500 sq.ft.of living area.As you walk in there is a home office with pocket doors. The next area is the living room with a gas fire place for those cozy cool evenings to gather around.Then that leads into the eat in kitchen that has sliding glass doors that lead to the back yard. There is ample cabinet space in this kitchen with generous counter top spaces,a pantry, plus a island with a butcher block top.Off the kitchen is a half bath,laundry room, and access to the two car garage. The garage door opener was replaced earlier this year,water heater replaced 2015, hardwood flooring 2023. Step up the stairs and you will discover another living room,3 bedrooms, a full bath,and of course a very large primary suite, with a vaulted ceiling,a large full bath,and a extra large walk in closet.All the windows are vinyl double paned in great shape,new dimensional roof shingles in 2022, a tall vinyl privacy fence installed in 2018,a 24 ft.swimming pool with a new liner installed in 2024 plus a attached deck on the pool. The ac unit replaced 2021, a 10x12 shed with a loft stays, built in 2021,and a changing room for the swimming pool too.Behind the privacy fence is a secluded, shaded area by large trees, to get away with nature, also has a fire ring.The covered front porch is a great place to start the day with a cup of your favorite coffee. There is plenty of quality space to make this home to be your own. If you're looking comfort, convenience, and carefree living,then you have found it. Welcome home to a place built for your joyful living!
Source: DAYTON #939340
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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