6817 Ebb Tide Ave Apollo Beach, FL 33572
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About this home
This is one of the best values available in Waterset!! Seller is offering $8000 towards buyer's closing costs. Discover exceptional style, comfort and value in this pristine 4-bedroom, 2-bath home with a 3-car garage, ideally located on nearly 1/4 ACRE in the highly sought-after community of Waterset. Designed with timeless appeal and high-end finishes, this home offers an open, light-filled floor plan that’s both elegant and comfortable. The gourmet kitchen is the heart of the home, featuring granite countertops, upgraded appliances including a gas range, and a spacious center island with bar seating—perfect for entertaining. Enjoy the convenience of a massive walk-in pantry and newer Samsung refrigerator and dishwasher (2023). The kitchen seamlessly connects to the living and dining areas, creating the perfect flow for gatherings and everyday living. The private owner’s suite is a true retreat with peaceful backyard views, a spa-inspired ensuite featuring dual vanities, a soaking tub, walk-in shower, high-end finishes and two custom walk-in closets. A SECOND PRIMARY SUITE at the front of the home provides ideal flexibility for guests or multigenerational living, complete with its own private bath and custom closet. The two additional bedrooms perfectly suited for a home office, playroom or creative space. Wood-look tile floors add modern style, complemented by brand-new carpet in all bedrooms for extra comfort. Step outside to your screened and covered lanai overlooking a lush conservation area—your own private sanctuary with plenty of space to add a pool. Additional highlights: brand-new roof (2024), air-conditioned 3-car garage with epoxy flooring, surround sound, water softener and so much more. VA buyers—take advantage of the assumable VA loan at 2.375% for qualified applicants! Living in Waterset means embracing a true Florida lifestyle with resort-style pools, fitness centers, cafés, walking trails, tennis and pickleball courts, playgrounds, and year-round community events—all just minutes from I-75, downtown Tampa, top-rated schools, and Apollo Beach’s best waterfront dining.
Source: STELLAR #TB8400472
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.